Seeing ways to make things work better.

Innovative business ideas don't come out of the blue, but sometimes you do need to break away from the standard conventions in order to allow imagination and vision to reveal new opportunities.

That's what we do at InComm Europe. We distil our knowledge of the telecommunications industry, combine it with experience in the world of business and finance, and add creative thinking to generate prepay products and services that will produce real benefits for both the consumer and the provider. Solutions that work so well, it's hard to believe they didn't already exist.

1 in 7 adults don't have bank accounts or use credit cards

There is a lot of talk about the move towards a cashless society, where all purchases will eventually be made with plastic cards, but the reality is that a significant proportion of consumers cannot use, or prefer not to use, credit or debit cards to pay for their goods and services.

The mobile phone industry is a powerful example - where a large percentage of users choose Prepay solutions over monthly accounts. InComm Europe has responded to this demand, by developing a system that improves the 'top-up' process for the consumer whilst simultaneously reducing the heavy operating costs previously faced by the networks delivering the service.